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What is the clearing house interbank payments system (chips)?

The Clearing House Interbank Payments System (CHIPS) is a U.S. real-time gross settlement network that processes large-value domestic and international payments. Run by The Clearing House Payments Company, CHIPS ensures secure and timely settlements for high-value interbank transfers, corporate payments, and other financial transactions

How does the clearing house work?

The Clearing House operates U.S.-based payments networks that clear and settle more than $2 trillion each day through wire, ACH, check image, and real-time payments.

What is the clearing house ® network?

In 2017, The Clearing House revolutionized U.S. payments by introducing the RTP ® network, which supports the immediate clearing and settlement of payments, along with the ability to exchange related payment information across the same secure channel.

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